Seriously! I wasn't complaining at all. There are simple questions of logistics. Currently my primary is Medicare, secondary Pfizer BC.BS. They're now saying ALL will be administered under one card (UHP). Last year we each carried 2 cards (Medicare & BCBS secondary)' What I've learned in the past is that you need to know about changes. For example, one year the plan was changed to where we had to get prior auth for ER visits. That's kind of an oxymoron since one generally doesn't know an ER visit is coming until it is upon you. My daughter had one such visit. While the description was somewhere in the 10 pages of small print, who (when an emergency arises) reads and studies 10 pages and every detail and especially who would think of pre-authorizing an ER visit? So it might be good for us to know what differences lurk. Also curious about will my SS Medicare deduction still continue if the Medicare is handled thru PFE UHP? Or will my Medicare premium be paid entirely thru PFE UHP?
Where did u get your information at. If you show up at an ER and in a state of emergency, you will be treated. Especially if you are on Medicare. No one can be refused to be seen if it's an emergency. My advice to everyone is check out the open market for a true Medicare Supplement Plan. This so called improvement to our medical benefits coming this fall will still be expensive for you, especially knowing you still have a deductible to pay with Pfizer's plan and there are co pays for other things. I have Plan F, a Cadillac plan, and I have 0 copays, deductibles, and zero out of pocket costs. And its less that what I would pay if I had signed up with Pfizer. I repeat, DON'T BE AFRAID TO LOOK AROUND ON THE OPEN MARKET. YOU'LL BE AMAZED. IF YOU DO DECIDE TO DROPOUT OF THE PFIZER PROGRAM, YOU CAN COME BACK IN IF YOU SHOW PROOF OF INSURANCE COVERAGE THE YEAR BEFORE. I ENCOURAGE EVRYONE TO TAKE ADVANGE OF THE PFIZER PRESCRIPTION PROGRAM. IT'S THE BEST OUT THERE.yawn. The ER will do a prior auth if you are in a health emergency state. Just like clinics now do prior auths on office visits.
yawn. The ER will do a prior auth if you are in a health emergency state. Just like clinics now do prior auths on office visits.
The current basic Medicare supplement (Legacy Pfizer) seems to never pay anything on medical claims. The drug plan is fairly comprehensive with far better drug availability coverage than free market plans.
I dread to see the premium cost to retirees for the upcoming plan, but, maybe, our out of pocket medical costs will be more balanced as relates to our premiums. Currently we just pay premiums with nothing paid on medical claims by UHC.
Well folks, to those who will be receiving the 2015 Retiree Medical Plan, it seems as though my last three posts concerning comparing buying insurance on the open market versus benefits of each has gotten Pfizer's attention. My last three posts on here giving you information on the benefit of buying on the local market may be a better choice for all of us. Isn't it interesting that three posts giving you accurate information has been removed from this site. Does this tell you anything. You need to realize that the more enrollees Pfizer has contracted with UHC, the lower price Pfizer has to pay. If this post is not removed, I'll keep on reminding everyone not to be blind when the enrollment period comes. For their system to work, they need you to sign with the Pfizer program. I was a very loyal and dedicated Pfizer representative for many years. This action taken in removing my posts has given me insights on how the system works. I guess Pfizer doesn't want negative information out there for us to read. Please make your choices wisely.
Pfizer always does what's best for its employees and retirees (sarcasm noted).
Yes, here is a thought....shut up and get a life. You better be damn happy that this plan is still being offered. Take your head out of your ass and ask people what they are paying for health insurance and how bad it is. Now go get some rest, the early bird special starts at 4PM.
Right on. Pfizer doesn't value its employees, both active and retired, anymore. At one time they might have. This has been the most mismanaged company I have ever been associated with. There is no structure to its sales management system. It changes each time someone passes gas and has a new idea. Tell me please, just who is in charge of the sales force at Pfizer? At one time, we had a VP of sales who represented the sales force and maybe we all looked to for direction. That exists no more. Pfizer gutted their sales force by eliminating many of the senior representatives because of their age and the fact they were making too much money. These people knew how to sell and where to go for the business. Now look, whenever we need leadership the most, who do we have. It takes time in this business to become productive. That comes by establishing relationships and trust. But no, Pfizer doesn't think this is important and out the door we went. I'm just sorry that I did not get a package like so many of my friends did. No, Pfizer scared many of us into thinking if we didn't retire we would loose our healthcare coverage, which is all honestly, is no big deal. Folks, this was once a great profession, but no longer. You're scared to death that one minute you're gonna have a job for your family, and the next is fearing that you might lose your job. If you don't think this affects moral among the force and in the end effects sales, you're living in a dream world.
Right on. Pfizer doesn't value its employees, both active and retired, anymore. At one time they might have. This has been the most mismanaged company I have ever been associated with. There is no structure to its sales management system. It changes each time someone passes gas and has a new idea. Tell me please, just who is in charge of the sales force at Pfizer? At one time, we had a VP of sales who represented the sales force and maybe we all looked to for direction. That exists no more. Pfizer gutted their sales force by eliminating many of the senior representatives because of their age and the fact they were making too much money. These people knew how to sell and where to go for the business. Now look, whenever we need leadership the most, who do we have. It takes time in this business to become productive. That comes by establishing relationships and trust. But no, Pfizer doesn't think this is important and out the door we went. I'm just sorry that I did not get a package like so many of my friends did. No, Pfizer scared many of us into thinking if we didn't retire we would loose our healthcare coverage, which is all honestly, is no big deal. Folks, this was once a great profession, but no longer. You're scared to death that one minute you're gonna have a job for your family, and the next is fearing that you might lose your job. If you don't think this affects moral among the force and in the end effects sales, you're living in a dream world.
Just received a booklet describing the 2015 plan. As usual, it's 10 pages of small print saying how wonderful it will be for us now that we're all on the same plan. Any thoughts on this?
My thoughts is that they owe you nothing if you are NOTcurrently working for them. Be very grateful that you even have this sort of supplement. Tired of hearing all of you old retirees whine like you are Welfare people. Pay for your own Medicare supplement, like the majority of people have to do.
Incorrect! Companies doing business in the US of A have an obligation to treat their employees fairly, and pay their fare share of taxes, including, health care benefits. After all, we the taxpayers provide a relatively safe environment for their corp HQ, with police and fire protection, plus our top-notch military keeps the bad guys away.
Can you imagine Ian and Co living in a Carribean nation, tax haven? They would live in a gated compound with thugs as armed gaurds.
Viva USA!
My thoughts is that they owe you nothing if you are NOTcurrently working for them. Be very grateful that you even have this sort of supplement. Tired of hearing all of you old retirees whine like you are Welfare people. Pay for yfridgour own Medicare supplement, like the majority of people have to do.
My thoughts is that they owe you nothing if you are NOTcurrently working for them. Be very grateful that you even have this sort of supplement. Tired of hearing all of you old retirees whine like you are Welfare people. Pay for your own Medicare supplement, like the majority of people have to do.