combined with my husband
IRA $250000
401K $190000
Stocks $110000
Equity in home $250000
debt $23000
Emergency Fund $3000
We just paid for a wedding and repairs to two houses to get them ready for sale. We are currently rebuilding our emergency fund.
Combined income $180000
42
1.35 Mil 401k/Investments
900K House Paid off
Zero Debt
95K Cash at Bank
Scared as hell..........
ah come on. you're full of shit. The average american retires with maybe a $200k net worth, not to include the home they live in. Check the actual stats. The actual stats show that the average american HOME INCLUDED at retirement (65) has a net worth of maybe $200k. Probably even less now after the economic implosion. Many retire with even less. A whole shitload of americans are living on nothing but social security. You need to get out more and understand how the real world works. BTW, I'm trying to plan it so I use up all my savings and retirement at age 75 and then let the gobblement take care of me. Based on my health and family history I don't think I'll reach 80. I'm going to let you fuckers take care of me for my last 3-5 years as I've taken care of so many of your relatives. My dad taught me to 'die broke'. Probably the smartest advice I've ever received.
This guy gets it.
How do you figure? This guys is way off. You are using “average Americans” as the litmus, but there is not one pharmaceutical sales rep making an “average income”. Most drug reps W2 between $80K to $175K which is double and triple the national average income so it should come as no surprise that drug reps have a higher than average net worth and a higher than average retirement fund.
Not sure why you think this guy “get’s it”?
Show me a drug rep making $175 and I'll film my wife blowing you.
Reread his entire post....he gets it....you don't.
Here is a list of just a few of the major specialties where reps routinely W2 @ $175K
Oncology
HIV
MS
Fertility
ID
That’s not including the micro niche biotech’s for things like PK, etc.
Even if you want to bell curve it, the middle of the bell would be @$100K a year which is still double the national average.
I hope your wife is hot and knows what she’s doing. Just let me know where and when.
You can google your ass off all day long....and you won't find even one source showing that reps make 175K per year...specialty or otherwise.
So...you lose. I'll take your wife or sister for the evening....although tongue fucking my asshole is part of the package.
You can google your ass off all day long....and you won't find even one source showing that reps make 175K per year...specialty or otherwise.
So...you lose. I'll take your wife or sister for the evening....although tongue fucking my asshole is part of the package.
Are you new to this business? Onc reps at my company at based @115k to 130k and the target bonus at plan in 45k
Link it clown. You are full of shit.
Link what sample monkey? Are you serious? What on bootleg sites like MedReps and Healthcareps and Medzilla? Haha! You are dumber than I initially thought! You think the good jobs are posted on those sites? Most if not all of those “listings” are fake and placed by recruiters to get resumes. The good jobs, junior, are not posted on web pages they are referral based or through a recruiter who specializes in a certain TA like oncology or HIV.
You really don’t believe that oncology reps make that kind of money? You are very green. Call an oncology recruiter and ask what the average base and bonus is for a oncology rep with 5-10 years of oncology experience. I’ve been an oncology DM for 12 years and we do not have one rep who is based less than $177K and our bonus plan is $13,500 per quarter at plan. It is very common. I have reps with 20 years of experience who are based in the $140’s. S
You are, without a doubt, a big pharma, primary care, sample monkey!
Unconscious incompetence…you don’t know what you don’t know.
What do you do to make 225K a year? I'm in specialty and make around 130K.
Link what sample monkey? Are you serious? What on bootleg sites like MedReps and Healthcareps and Medzilla? Haha! You are dumber than I initially thought! You think the good jobs are posted on those sites? Most if not all of those “listings” are fake and placed by recruiters to get resumes. The good jobs, junior, are not posted on web pages they are referral based or through a recruiter who specializes in a certain TA like oncology or HIV.
You really don’t believe that oncology reps make that kind of money? You are very green. Call an oncology recruiter and ask what the average base and bonus is for a oncology rep with 5-10 years of oncology experience. I’ve been an oncology DM for 12 years and we do not have one rep who is based less than $177K and our bonus plan is $13,500 per quarter at plan. It is very common. I have reps with 20 years of experience who are based in the $140’s. S
You are, without a doubt, a big pharma, primary care, sample monkey!
Unconscious incompetence…you don’t know what you don’t know.
