I got out of NPC last year. My 401k is still in Novartis account. I made 16% in 2010 on it (keeping it split evenly in large and small cap). Fidelity will try very hard for you to roll it out of the Novartis account. As they had to make concessions to Novartis for their business and you can do some moving with no load/fees etc. in the Novartis account; my advice is to keep it there.
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What about your pension? Did you roll that out? What can you roll it into and make more than 5%?