Help me understand. If If employers subsidize healthcare premiums, how is that in their best interest? As far as Northern European countries, yes they do have a national healthcare system. It is paid for by taxes. Look to our neighbors north of us. Canadians who have any wealth whatsoever buy a supplemental insurance plan. My mother-in-law lives there. Once you hit the golden years of 65+ is when healthcare rationing begins. Long waits for knee and hip replacements. You have a major surgery? Take couple Advil and wait six to 12 months. I'm not saying our system is perfect, but a national healthcare system is designed to help the young and "healthy". And remember another thing, the U.S. subsidizes pharmaceuticals globally. Without us, innovation slows dramatically.