Reply to thread

Seriously.   At best, limit yourself to one credit card.  Preferably one with a low interest rate and low or no annual fee.  Stop using all the other cards.

Pick the lowest balance, continue to pay minimums on all other cards PLUS current purchases, and put as much money as you can towards that lowest balance.  Pay it off (hint:  use that next bonus check to pay off all these cards instead of a new toy, computer, or trip).  Go on to the next one and get rid of all of those.

Debt is bad news for those of us who want to survive in Obama's America.   It's time to hunker down and debt makes you a target in the downturn.