Problem with Ex-Company

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Anonymous

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My ex company(they let me go) has not paid an expense I had on my corporate card. Its not a large amount.

My concern is that its going to start effecting my credit if the credit card company doesn't receive payment, which is already overdue.

I've emailed HR and ex managers and have only heard back from HR saying they've forwarded it to whoever.

What actions should I take to make them actually do something.
 








Anonymous said:
My ex company(they let me go) has not paid an expense I had on my corporate card. Its not a large amount.

My concern is that its going to start effecting my credit if the credit card company doesn't receive payment, which is already overdue.

I've emailed HR and ex managers and have only heard back from HR saying they've forwarded it to whoever.

What actions should I take to make them actually do something.
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If you have any personal responsibility for the card and the ex-company does not pay the bill, the cc company will probably come after you for the bill.

If the company was supposed to pay the bill and hasn't, perhaps a nice reminder letter from an attorney, pointing out that if any negative information is posted to your credit you will hold them liable, might be in order. Don't send it to the HR or managers, just go ahead and send it to the in-house corporate counsel or CEO/CFO office.
 








it was a company issued credit card, they canceled it as soon as i was let go.

does that make a difference?

since its a compant card is it not going to affect my credit?
 
















Anonymous said:
it was a company issued credit card, they canceled it as soon as i was let go.

does that make a difference?

since its a compant card is it not going to affect my credit?
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The guy before says it won't affect your credit. But it could. I noticed my old company Amex card was on my credit report for years (I paid the bill each month; and I cancelled all continuing charges around the time I realized my tenure was coming to an end and did not turn over the card until I was checked out).

The simple letter from the attorney to either the company attorney or CFO/CEO's office should get this matter settled pretty quickly. Because what you'll be doing is putting them on notice that if they take any action (or non-action, by not paying the bill) that affects your credit you will hold them responsible for damages.

Should be a fairly simple letter and any graduate of the famous lawyers school should be able to do it for a few bucks.
 








The first company card I had was a Visa that I had to cosign on. If you had to fill out an application to get the card, then you are probably a cosigner. That is the same as cosigning on a loan. My company paid my expense reports to me with a check, and then I paid the credit card bill every month. Under this arrangement, if the company defaults on the payment, then legally it is your responsibility to pay the balance. Although I hated the cosign deal, I didn't feel like I had much of a choice at the time.

With my current employer, my credit card bill goes straight to my company. It's great. I didn't fill out any applications to get the card. It is the company's card, not mine. I am not liable for the balance if the company defaults.

If this is a small amount, consider paying the bill in order to save your credit. Then tell the company to reimburse you. A bad credit rating is worse than paying for one small charge.
 








Pay off the card, because it will impact your credit. If your credit score is impacted you have no recourse because the card is technically yours, even if it is a "corporate visa". Your company should have a process for reimbursing you though and you should pursue that. I advise that you protect your credit first.
 








this was a corporate card from Amex. I remember signing something when the cards were issued to us. The company canceled the card, not me. The company paid Amex directly when expenses were done.

The manager who checked me out didn't really care about or tell me what to do with expenses from the card.

Do I really need a lawyer to send a letter to the company?

What should I say to the company that would make them take care of this?
 








Anonymous said:
Pay off the card, because it will impact your credit. If your credit score is impacted you have no recourse because the card is technically yours, even if it is a "corporate visa". Your company should have a process for reimbursing you though and you should pursue that. I advise that you protect your credit first.
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How much is the debt? I'd pay it, and then take it off my taxes as non-reimbursed business expense.
 








Anonymous said:
this was a corporate card from Amex. I remember signing something when the cards were issued to us. The company canceled the card, not me. The company paid Amex directly when expenses were done.

The manager who checked me out didn't really care about or tell me what to do with expenses from the card.

Do I really need a lawyer to send a letter to the company?

What should I say to the company that would make them take care of this?
Click to expand...

Like I said, your company should have a process to reimburse you--a manual expense report perhaps. You should first pay the card off to cover yourself, then contact the HR department about getting reimbursed. I know this is not what you want to hear, and all of the anti-pharma pseudo-litigious reps on this site will tell you otherwise, but you will not be able to sue if your credit is impacted, only for the expense amount. In the time you've spent writing and reading about this topic on CP, you could have probably cleared this up on your own. Out.
 








Anonymous said:
this was a corporate card from Amex. I remember signing something when the cards were issued to us. The company canceled the card, not me. The company paid Amex directly when expenses were done.

The manager who checked me out didn't really care about or tell me what to do with expenses from the card.

Do I really need a lawyer to send a letter to the company?

What should I say to the company that would make them take care of this?
Click to expand...

Assuming any charges on this credit card are business related, either the company needs to reimburse you for those expenses (if you paid the bill) or pay the bill directly.

If you're getting nowhere with the company on doing either of those things, a simple letter from an attorney (which should be relatively cheap, especially if you have an attorney friend who might do this as a favor) would remind your former employer of their responsibility to reimburse valid business expenses. Any lawyer can use the right words.

Basically, you're dealing with morons (in HR and management) that really don't care about reimbursing you or worrying about your credit. Or worrying about you, either.
 








OP here,

Its not a large expense. I could easily pay it, but that seems like just giving up, and if they weren't easily just gonna pay it for me, why would they easily pay me back.

I think I'm going to contact Amex and see what they have to say, since i'm sure they've dealt this with this before.

I don't know any lawyers.
 








If it is a corporate credit card under there name, you are not responsible for anything, obviously, you are not the company.

You can sue the company and win, represent yourself.

Our former company, Roche , Genentech , Novartis, will soon be sued with a class action for litigation retaliation of Whistlblowers. 2 former employees of Roche, Maude Varela and Brad Zeringue have continued to be threatned by Roche and their Lawyers for reporting crimes. Former Human Resources directors were audio taped and they will be sued personally for violating State and Federal conspiracy laws.

Stay tuned!
 








Anonymous said:
My ex company(they let me go) has not paid an expense I had on my corporate card. Its not a large amount.

My concern is that its going to start effecting my credit if the credit card company doesn't receive payment, which is already overdue.

I've emailed HR and ex managers and have only heard back from HR saying they've forwarded it to whoever.

What actions should I take to make them actually do something.
Click to expand...

It's affecting and whomever. Learn it!
 








Anonymous said:
OP here,

Its not a large expense. I could easily pay it, but that seems like just giving up, and if they weren't easily just gonna pay it for me, why would they easily pay me back.

I think I'm going to contact Amex and see what they have to say, since i'm sure they've dealt this with this before.

I don't know any lawyers.
Click to expand...

Get all three of the major credit reports. If the Amex is listed, pay it and walk away. A letter is a good idea but I wouldn't waste your time on much more. Sometimes you have to factor in the aggravation cost and when there is a separation, it's good to just be done with the company and the peach of mind is worth the cost. If Amex is not listed on any of your personal credit reports, you don't have a problem.

BTW, even corporate cards can show up in your personal reports - it all depends on how the company sets it up. There is often a personal credit check before they issue it to you.
 








Pay the bill. Because here is what is going to happen. You call HR 3-5 times and the complaint doesn't even leave their desk. You call your old manager and he hangs up from you and laughs. Your lawyer sends a letter. A month later at best you get a response from ex-company saying they paid everything and you need to prove what exact bill was not paid and produce the reciept. You get mad and yell at your wife and send another letter, call HR and they shelve you to the bottom again. Eight months later the ex-company sends you a letter saying take us to court we have bigger pockets than you. Bring it on! Meanwhile you could have paid the measly $200 bucks and save yourself much wasted time and hassle. You ain't giving up in this matter you are just being smart!
 








I would try one more contact to Finance/Payroll Department rather than HR. One time a situation came up where company thought I could be financially responsible for stolen equipment. At the mention of contacting our Legal Counsel - never brought up to me again.
(I did have the name of the man that held that position from new hire training; best note that I took on any training lecture!)
 








OP Here

I went directy to Amex, told them the situation and they actually took care of it, the charge was removed from my card and my name.

So the company didn't do anything, I couldn't expect much from a failing company.

I applaud Amex for taking care of it.
 








This happened to me because the manager was just taking his time and generally being unavailable so my AMEX bill was up to a couple of thousand with late fees being piled on.

I did contact HR at my old company and the expense reimbursement folks but nothing was done.

I kept AMEX aware of what was going on but I was getting harassing phone calls daily from a center in India that showed a different "US" number every single time that they called because one hand was not talking to another.

When my manager did finally approve the expense reports--the late fees were still posted and then I called AMEX and specifically requested a supervisor from America to speak to. The supervisor looked at all the notes on the account and removed any outstanding late fees.

My credit was still excellent after of all this expense nonsense but it was a headache at the time.
 








Anonymous said:
OP Here

I went directy to Amex, told them the situation and they actually took care of it, the charge was removed from my card and my name.

So the company didn't do anything, I couldn't expect much from a failing company.

I applaud Amex for taking care of it.
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It wouldn't hurt to get that confirmation in writing because sometimes these have a habit of "reappearing" from time to time; often when it's kind of inconvenient to you (for example, when you are applying for a mortgage ... or ready to close on a mortgage).
 








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