Forgive my curtness but please read and understand the entire post before commenting. I did not say that those foreclosed on were lazy (though some may be entitled if they are looking for a bailout). What I said was, if you are foreclosed on because you lost your job and you have not saved money in an emergency fund for a rainy day then it is your fault. If you have a mortgage that takes such a large percentage of your check that you are unable to put money aside in savings in case this situation arises then you are living beyond your means. How hard is that to understand? Just because you make 8-10k a month, does not mean you should be carrying a $400-500k mortgage. If you have not been responsible with your financial decisions it is not my fault. It is not Wall Street's fault. I could lose my job and be fine for over a year without even collecting unemployment. Why? Because I live within my means. I realize that just because I have a job today, does not mean I will have a job tomorrow. So while I could afford a bigger, nicer house than what I live in, I choose to pay less for my home and put money away so that I will not be adversely affected should layoffs occur. Have any of you people commenting ever balanced a check book or done a household budget??? If you are spending as much as you are making then you are doing it wrong. If you are living paycheck to paycheck you are doing it wrong. Take some advice, read Dave Ramsey's Total Money Makeover and go through Financial Peace University. Don't say I never gave you anything.
As for the Africa comment, that is just asinine. That is not what this conversation is about. But if you want to go there, the U.S. supplies more in foreign aid than any country on Earth. That comes out of our tax dollars. It usually goes to corrupt foreign governments who may or may not allow their people to have a small portion of it. So in one sense you are correct, the starving children in Africa are not to be faulted for the situation they are in. In most cases their governments are at fault. How many 3rd world dictators live in the same slums and thatched huts that their citizens live in? If you want to be part of this conversation make apples to apples comparisons.
