Looking Back - What would have done differently?

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Anonymous

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If I knew in 1992 what I Know - I would have:

1. Gone to work for the government is some capacity. Boring yes, but the few workers you see in their 50s-60s are government workers. Seldom laid-offs, union representation and zero accountability and guaranteed retirement and healthcare. The pay is pretty good too.
2. Explored the trades such as electrical or plumbing.
3. Stayed in a little starter home and not moved up.
4. Bought a duplex or apartment building(s)
5. Saved every nickel ever made (I do have debt or credit cards)
6. Gutted up and jumped at 40. It would have made 50 a lot easier.

I believed in 1998 I was going to be well off by retirement age. My friends and family were in awe of the travel and bonuses.

Today, those friends that were in awe have had far greater career satisfaction, longevity and wealth accumulation.

Not griping. Just a reality.
 






Anonymous said:
If I knew in 1992 what I Know - I would have:

1. Gone to work for the government is some capacity. Boring yes, but the few workers you see in their 50s-60s are government workers. Seldom laid-offs, union representation and zero accountability and guaranteed retirement and healthcare. The pay is pretty good too.
2. Explored the trades such as electrical or plumbing.
3. Stayed in a little starter home and not moved up.
4. Bought a duplex or apartment building(s)
5. Saved every nickel ever made (I do have debt or credit cards)
6. Gutted up and jumped at 40. It would have made 50 a lot easier.

I believed in 1998 I was going to be well off by retirement age. My friends and family were in awe of the travel and bonuses.

Today, those friends that were in awe have had far greater career satisfaction, longevity and wealth accumulation.

Not griping. Just a reality.
Click to expand...

Living in the past is for losers.
have a good day.
 
























Anonymous said:
If I knew in 1992 what I Know - I would have:

1. Gone to work for the government is some capacity. Boring yes, but the few workers you see in their 50s-60s are government workers. Seldom laid-offs, union representation and zero accountability and guaranteed retirement and healthcare. The pay is pretty good too.
2. Explored the trades such as electrical or plumbing.
3. Stayed in a little starter home and not moved up.
4. Bought a duplex or apartment building(s)
5. Saved every nickel ever made (I do have debt or credit cards)
6. Gutted up and jumped at 40. It would have made 50 a lot easier.

I believed in 1998 I was going to be well off by retirement age. My friends and family were in awe of the travel and bonuses.

Today, those friends that were in awe have had far greater career satisfaction, longevity and wealth accumulation.

Not griping. Just a reality.
Click to expand...

I agree with your whole list…ditto…pharma lifer in my 50s, that was being harassed out by my young DM, and quit a few weeks short of a nervous breakdown…

now, bouncing around low paying, low prestige bottom feeder sales jobs, trying to keep the lights on…about a year from breaking into my 401k for the first time, and selling my house as well…

We all thought we were so ahead of the game as pharma reps…the problem is that they don't let most people make it to retirement anymore, and you will be in big trouble in your 50s…
 






Anonymous said:
I agree with your whole list…ditto…pharma lifer in my 50s, that was being harassed out by my young DM, and quit a few weeks short of a nervous breakdown…

now, bouncing around low paying, low prestige bottom feeder sales jobs, trying to keep the lights on…about a year from breaking into my 401k for the first time, and selling my house as well…

We all thought we were so ahead of the game as pharma reps…the problem is that they don't let most people make it to retirement anymore, and you will be in big trouble in your 50s…
Click to expand...

Which is why you have to make a push towards management.
 






I should have done more to keep my pharma job. i got tossed out on my butt. Now I have a low paying dead-end job selling cars. My future is a disaster because I can no longer save in a 401K for a solid retirement. I will likely have to survive on government aid.
 






Anonymous said:
I should have done more to keep my pharma job. i got tossed out on my butt. Now I have a low paying dead-end job selling cars. My future is a disaster because I can no longer save in a 401K for a solid retirement. I will likely have to survive on government aid.
Click to expand...

Another big liar at the game of lying.
Good job.
You will go down as the biggest loser to walk the face of the earth if you continue to spout off nonsense and don't stop lying, not only about this industry but about important things in life.

Have a good weekend, scorner/idiot.
 






Anonymous said:
Another big liar at the game of lying.
Good job.
You will go down as the biggest loser to walk the face of the earth if you continue to spout off nonsense and don't stop lying, not only about this industry but about important things in life.

Have a good weekend, scorner/idiot.
Click to expand...

I suspect you are heading down this path and are scared. Please don't be like me. If you are lucky enough to have a high paying pharma job, do what you can do to keep it for as long as you can. It is hard to find anything that pays this much. Besides, who wants to work some kind of low level car sales job (or equivalent of that). People will treat you like a loser.

Also, don't forget your future. We are living much longer and will spend 20 or 30 years in retirement. Do you want to be living in a trailer or government housing during those years? If not, save for retirement and tax advantage of the compounded effect. Max out your 401Ks, Roth's, etc. Otherwise, you will end up living off of government programs.
 






Anonymous said:
I suspect you are heading down this path and are scared. Please don't be like me. If you are lucky enough to have a high paying pharma job, do what you can do to keep it for as long as you can. It is hard to find anything that pays this much. Besides, who wants to work some kind of low level car sales job (or equivalent of that). People will treat you like a loser.

Also, don't forget your future. We are living much longer and will spend 20 or 30 years in retirement. Do you want to be living in a trailer or government housing during those years? If not, save for retirement and tax advantage of the compounded effect. Max out your 401Ks, Roth's, etc. Otherwise, you will end up living off of government programs.
Click to expand...

You are a typical sheep...

we are living longer? trailers? wow. are you possibly that stupid.

a. you are going to die eventually.
b. my family has money, and own about 100 houses among all of us...nobody is sleeping in a trailer or living on an empty stomach.

I guess you have a small family.
Nice.
Start making babies and maybe you can live as good as me.

and as always...I live in victory because the battle has already been won, you foolish, worldly, lacking sense cow.
 






1) Get a nursing or other in-demand degree
2) Run over some recruiter(s) with my car
3) Run over some DM(s) with my car
4) Backed up to make sure I got (2) and (3)
5) Never worked pharma-worked device instead

and I forgot

6) Run over some RD(s) with a bus, backed up over 'em and then get 'em again
 






Anonymous said:
1) Get a nursing or other in-demand degree
2) Run over some recruiter(s) with my car
3) Run over some DM(s) with my car
4) Backed up to make sure I got (2) and (3)
5) Never worked pharma-worked device instead

and I forgot

6) Run over some RD(s) with a bus, backed up over 'em and then get 'em again
Click to expand...

Nice.
Really don't think device is that much better though.
Totally agree with nursing or PA, because the school is simple and the demand will always be there.

I am about to go back into teaching. Thank God I have that degree, and it is in demand. Its not an easy job, but sure beats selling for these corporate pukes.
 






Anonymous said:
You are a typical sheep...

we are living longer? trailers? wow. are you possibly that stupid.

a. you are going to die eventually.
b. my family has money, and own about 100 houses among all of us...nobody is sleeping in a trailer or living on an empty stomach.

I guess you have a small family.
Nice.
Start making babies and maybe you can live as good as me.

and as always...I live in victory because the battle has already been won, you foolish, worldly, lacking sense cow.
Click to expand...

We have already seen you make up a number of stories (that keep changing) on various part of this board. You really seem to have some major issues and it looks like it started when you got tossed from pharma (you do remember this is a pharma board, right?).

You need to go get some help because no one on this board can help you.
 






Anonymous said:
Nice.
Really don't think device is that much better though.
Totally agree with nursing or PA, because the school is simple and the demand will always be there.

I am about to go back into teaching. Thank God I have that degree, and it is in demand. Its not an easy job, but sure beats selling for these corporate pukes.
Click to expand...

I didn't think you needed a degree to sell cars (you told us this on another thread).
 












Anonymous said:
You are a typical sheep...

we are living longer? trailers? wow. are you possibly that stupid.

a. you are going to die eventually.
b. my family has money, and own about 100 houses among all of us...nobody is sleeping in a trailer or living on an empty stomach.

I guess you have a small family.
Nice.
Start making babies and maybe you can live as good as me.

and as always...I live in victory because the battle has already been won, you foolish, worldly, lacking sense cow.
Click to expand...

They need that many houses for your mom to work it.
 






Anonymous said:
You are a typical sheep...

we are living longer? trailers? wow. are you possibly that stupid.

a. you are going to die eventually.
b. my family has money, and own about 100 houses among all of us...nobody is sleeping in a trailer or living on an empty stomach.

I guess you have a small family.
Nice.
Start making babies and maybe you can live as good as me.

and as always...I live in victory because the battle has already been won, you foolish, worldly, lacking sense cow.
Click to expand...



We can look back now and see this was a post from the mental boy. He is a bit sensitive since losing his pharm job and having to live in a trailer. Now he just visits from time to time making up stories and other off topic rants.
 


















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