On September 21, 2012, a civilization-altering development will jam up our credit lines, mute the roar of our mighty military engine, topple the world's biggest monopoly, and send shockwaves across markets. A pivotal development that was set into motion just weeks ago now on a little-known island in the Persian Gulf has already begun to set off what could turn out to be the most violent economic reversal America has ever known. It will be an event that will impact almost every aspect of your life: where you live, how you live, where you go on vacation, the car you drive, the way you invest, the food you eat, the products you buy, maybe even the contents of your prayers.