Depends on what coverages you have opted for on your car insurance policy; If you just carry a basic liability coverage then it covers damages to the other driver incase you were found at fault in an accident. Comprehensive and Collision coverages cover damages to your car in case of collision, theft, fire, or hail.
Fleet coverage is for liability, both property and personal injury.
Collision coverage (damage by you to your vehicle) is handled as self insurance by most Drug companies.
Your own personal property (in case of theft) should be covered by you as part of your homeowners policy
Fleet insurance just covers the company car (not the drivers). So you cannot drive another vehicle (such as a rental) unless you have additional insurance.
Thanks JERK,,, for being so sensitive. My house is in foreclosure, kids are starving, my dog rain away, and I broke a nail. I am trying to figure my best options for a fake suicide car crash while on company time. Thanks anyways.
