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Retired at 57 with $5M (spouse with large amount of stock options while gainfully employed helped greatly with early retirement). Healthcare is a huge issue! Plan on $1100/month for just average coverage nothing great. Healthcare costs are the biggest fraud in the country. Should be considered illegal what insurance companies, pharmaceutical companies and doctors/HCPs charge to patients! If you think a severance is just around the corner definitely wait for that...why not? You deserve it!