My position was eliminated last year. As part of my severance I received GSK-paid medical and dental insurance. Now that is running out and I will migrate to GSK retiree benefits, which doesn't offer subsidized dental insurance. According to HR I can continue the GSK dental insurance benefit, but it will cost the full non-subsidized premium plus a 2% admin fee. The HR person told me that some retired employees had found other dental plans which were a better value than the GSK plan, but they didn't know (or wouldn't tell me) any names of the plans. Does anyone have any information about alternative plans? Thanks.
Left 2 years ago and stayed with Metlife. I pay $76 a month for preventive for a family of 4. My recommendation is to go your dentist and get anything that you need now, for example crowns. Our dental was not that good anyway as it only paid a max of $2000 a year.
Dental insurance is such a rip off that we have been doing our own dental work with a bottle of Jim Beam and a needle-nose pliers.
Hey, I retired from another pharma co. and I pay $43/month for my wife and I, for Delta Dental. That is $ ~510 a year. It pays 100% for reg. dental care twice per year. But the max payout per year is $1,000 per person. So, it is not worth buying. Put the extra money into account and pay as you go.