Is 9% Bob Guess a Fraud?

Discussion in 'Pfizer' started by anonymous, May 22, 2016 at 9:57 PM.

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  1. anonymous

    anonymous Guest

    Looking to invest in Pfizer/related companies, but I keep hearing this Bob Guess guy from Texas First Financial talking about 9% returns guaranteed or rather "backed by hard assets". I think he's a scam because you try to google the guy and he's obviously paid someone to clean up his web profile - I can't find anything dissenting about him or his company - very strange! Plus he must be spending a million a week on radio adds here in DFW, ridiculous!!

    I think he's connected to JIM TORCHIA, some Ponzi Scheme billionaire out of Atlanta that owns a bunch of companies that do radio adds that say: "Hello, I'm Bob Guess with Credit Nation, etc - Insert company name....Texas First Financial etc. "I promise 9% backed by hard assets". Very weird!!

    Anyway, I'm looking to invest in pharma as I think Pfizer and others should start to bring new breakthrough compounds to market....It's time. Inhibitors have all run their patent life - hoping a new breakthrough can usher in an entirely new mech of action! Good luck folks - also, watch out for these crazy radio adds promising 9% returns - you know what they say, if it sounds to good to be true......it probably is!
     

  2. anonymous

    anonymous Guest

    Yeah, I'm thinking you should put a portion of your money in pharma, actually biopharma is priced at a discount right now in my opinion. But yes, 9% guaranteed sounds like a MAJOR SCAM!! Stay away for sure.
     
  3. Mutual Mike

    Mutual Mike Guest

    Research Bob Guess at the FINRA web site. Look for BOBBY E. GUESS (CRD# 1135068) (do not confuse him with another guy of the same name in Texas too). Download the report and read all sections carefully. Research Bob Guess by doing a Google search for: Bob Guess Credit Nation - look for the SEC and court case news stories.
     
  4. anonymous

    anonymous Guest

    Looks to me like it's the same guy with the same scam. Nobody can guarantee 9% in today's climate!
     
  5. anonymous

    anonymous Guest

    Checked all the sources, looks like a scam to me. Who can guarantee a 9% return in today's market? Looks fraudulent to me.
     
  6. John8468

    John8468 Guest

    Texas State Securities Board issued an emergency cease and desist order to Bob Guess and Texas First Financial on 15-Aug-2016. Texas First Financial was hit with search warrants on 5-Aug-2016.
     
  7. anonymous

    anonymous Guest

    Years ago my family was targeted by a group of extremely crooked individuals who wanted our land.... We were bombarded with all kinds of fraudulent accusations. As a friend of Bob and his company....i would never in any way hesitate to use them. They are being targeted. The reasons are not clear . ..yet. We have many people in the family who invest through Bob Guess. They always receive a solid 9%. Bob is one of the finest men on the planet with an exceptional high degree of integrity. I am very sad to see what is happening. Investigations do not always mean guilt.. ..i can certainly see why many would think so. There are so many scams out there that it's crazy. And we must be so careful.. I hope the real truth comes out about Bob. But somewhere.....someone is targeting this man and I hope they uncover the real truth...
     
  8. jim torchia

    jim torchia Guest

    Ok so Here is the real truth straight from the horse's mounth. I am James Torchia who is accused of running the ponzi scheme and selling unregistered securities at Credit Nation. Any of you who don't the the government is crooked well you're idiots. I have been running my various companies for 17 years.We never failed to pay an investor back. We operated in the life settlement space as well as non prime auto loan space. As a back drop I built and sold another auto finance company which sold in 2008. I made over 10 million dollars on the sale. My companies employed dozens of people and in the auto loan space we were licensed in 21 states including texas. 9 percent is not a scam. Since 2012 Credit nation returned over 42 million to investors in proceeds of vatical settlements and interest on promissory notes. We had 78 million of death benefit and 6 million of auto loans collateralizing roughly 42 million of investors. We never failed to pay the interest. We were not selling unregistered securities. We had a reg d filed with the sec and it was full of disclosures. They say because we failed to disclose things on an ongoing basis that blew our exemption so then we sold unregistered securities. I even had a securities attorney on staff domiciled in the office to make sure we were in compliance. He was a former secretary of state securities enforcement attorney in Georgia.Here is the real kicker. I put millions of dollars of my own into the company as well as redeposited every paycheck ever paid to me . The taxes were taken out first and redeposited. Bob Guess is another story. Bob was a stockholder of Credit nation and was fired in may of 2015 when I found out he was selling these other products. On top of that I told bob and company sta media was a ponzi scheme because the owner Tim booth had another company called ten list where the company was inactive since 2012 yet investors in 2015 were still getting interest. Vatical and life settlements are very profitable. In documented cases we made millions over night flipping policies.. Example. 10 million dollar policiy on a 65 year old with 4 year life expectancy because of health condition. Bought for 1 million sold to investors for 5 million. When the insured dies the buyers make 100 percent on their money. The sec didn't like that credit nation assumed all premiums. Investors would make 100 percent on their money when the insured demises. Even if he lived 2.5 times his life expectancy the investors make 10 percent preyer simple . There are hundreds of investors in credit nation in texas who can attest to this. The sec just doesn't like these types of companies. The sec spun their tale saying we were insolvent which isn't the case and used a competitor of Credit nation that is about 30 miles down the road to say our assets were worthless. But there are investors who have been with my various companies for 15 years who would tell a different story than the crooked government. All this while a receiver lines his pockets at a rate of 200k a month. I have nothing to hide and I am sure this post will be read by the people who are trying to win instead of look at the truth. I can be contacted at nviceo@aol.com.
     
  9. anonymous

    anonymous Guest

    In regards to Bobby Guess, as of today (12/30/2016) he is residing in Collin County Jail on multiple felony charges. This is EXACTLY where he belongs. Both him & Torchy are a bunch of crooks. Also two other people associated w/ TenList were also arrested as well. Whats really funny is that Torchy is the one that turned Guess in.

    Bob's daughter (or step-daughter) is still running out of the same office per that company's web site - It is unclear if she is involved or not -- We'll see
     
  10. anonymous

    anonymous Guest

    How could Melissa Guess-Fortenberry, Bobby's daughter, not be involved? She holds/held a securities license and was the managing member and chief compliance officer of her Superior Retirement Strategies LLC, located in her father's office. She no longer is active in this business. Interesting.
     
  11. anonymous

    anonymous Guest

    This whole thread seems like the same person posting over and over... Maybe somebody who got burned by this guy, or is a competitor? Whatever it is, fuck off outta here. Nobody cares. We're here to gripe about how Pfizer pfucks us over as employees.
     
  12. anonymous

    anonymous Guest

  13. anonymous

    anonymous Guest

    My mother got taken for close to a half a million by Bob Guess and his daughter Melissa Guess Fortenberry. My mom said she helped her sign things that Bob had left for her and explained item. She was involved. my mom met him when he was teaching a class at Richland Collage for Finance over fifty. He gained her trust through that class. I was a teacher and understood that you should not have business gains from teaching but he was gaining customers. He started out slow with her but, after 2 years, he got her into more and more alternative ways of investing. Over time one after one they fell. He charmed her with Christian ethic claims and I heard he was very convincing. He would tell her that it wasn't as bad as it seems and that he would get her back. My Mom's boyfriend now lost a ton though him too. They got into business with him separately. I believe that there is a special place in hell for people that prey on the elderly. Him and his daughter should be there.
     
  14. anonymous

    anonymous Guest

    Guess used to office in our building. Seemed like a nice guy, there was always a steady stream of elderly folk going to his office.

    However, every time I'd hear his radio commercials claiming 9% guaranteed return, my suspicion of him grew. It's just not really possible through insurance instruments. You can get it in stocks if you are really good, and know what you are doing. But, he wasn't doing that.

    Also, the Torchia guy who wrote in got busted in Georgia as well:
    http://www.abajournal.com/news/article/sec_alleges_general_counsel_aided_ponzi_scheme_approved_misleading_ads

    http://cncreceiver.com/

    Sad...for the investors. There are hundreds of these type of men and women out there screwing people out of their money. There are so many different investment vehicles and so many different rules, it is difficult even for people in the industry to keep up; screwing over the general public is pretty easy.
     
  15. anonymous

    anonymous Guest

    First rule of investing is to run, don’t walk, away from anyone who guarantees you anything in any climate.
     
  16. anonymous

    anonymous Guest

    OK, Bob. Thanks. Now run along and fin some other suckers. You’re probably being targeted by the SEC or FBI.
    Anyone who is thinking of investing with Honest Bob.....do you remember Bernie Madoff ?
     
  17. Anonymous

    Anonymous Guest

    I was in Bob’s office talking to Richard on Aug. 15, 2016 when his office was raided by the Feds in the late afternoon. At the time I did not realize it was a raid. There was a sudden urgency to get Richard out of our meeting and to get me out of their office. They had been trying to get me to invest in construction loans for beautiful commercial properties in the Frisco/ Prosper area.
     
  18. anonymous

    anonymous Guest

    See above. Told you so.....dummy.
     
  19. anonymous

    anonymous Guest

    Who were the other 2 people arrested at tenlist as stated above?